Hoosier Homeowners Insurance
Are you looking for better or more cost effective homeowners insurance for your home in Schererville Indiana or surrounding communities in Indiana or Illinois?
You’ve come to the right place. For most Indiana residents, a home is hands down your most valuable asset – not just from a financial perspective either. Your home is a place where children are raised and countless other memories are made. It is YOUR place that keeps you dry from the rain, and safe from the storm. What does this mean??? This means you need to protect it.
At Hoosier Insurance Agency, we provide customizable homeowners policies that not only ﬁt your family budget but also meet your coverage needs.
A Policy for Your Home
Most homeowners are required by their mortgage lender to carry certain amounts of homeowners insurance. This basic requirement insures that your mortgage company won’t be left holding an unsecured loan in the event that your home is declared a total loss. However, simply meeting the requirements of your mortgage lender may not protect you, the homeowner, against certain losses.
A Policy That Addresses Risk
Your Hoosier Insurance Agency agent, Jeff Podgorny and/or Jennifer Podgorny, will take the time to get to know you and learn about the risks you face as a homeowner. Based on a personalized risk assessment, we will recommend deductible and dwelling coverage limit amounts. We may also recommend specialized coverage options such as:
- Flood or earthquake insurance to protect you in the event of certain natural disasters
- Scheduled personal property coverage to protect your irreplaceable and expensive belongings such as antiques, musical instruments and sports equipment
- Rental property coverage to protect a home you rent out
- Vacant dwelling coverage to cover speciﬁc risks related to owning an unoccupied home
- Vacation or seasonal home insurance to protect a dwelling you use for only part of the year
- Personal umbrella coverage to protect against losses that exceed the limits of your homeowner’s policy or your car insurance
Unfortunately, we live in a world where catastrophic things happen often — wind storm, hail storm, fire, and tornado, plus many other perils.
At Hoosier Insurance Agency, we understand all that your Indiana home means to you, and we take seriously the role we play in helping you protect it. Whether you need a basic homeowner’s insurance policy or specialized home insurance coverage, contact us today for details.
We look forward to helping you protect the things that matter most. We will work with you to find the best policy, with the best company, so you can sleep easy at knowing that your most valuable is properly protected.
Where does Hoosier Insurance Agency offer home insurance, car insurance, business insurance and life insurance?
The Hoosier Insurance Agency offers home insurance coverage to Schererville, Dyer, Saint John, Munster, Highland, Hammond, Griffith, Lowell, Cedar Lake, Merrillville, Hobart, Crown Point, as well as all of Illinois and Indiana. We can service your policy and your customer needs via office appointment, phone appointment, electronically, and if needed in your home. We make the process simple and convenient. We will also handle the cancellation of your current policy and making sure your mortgage company is invoiced for the new home insurance annual premium amount.
Don’t forget to check out our blog on Homeowner’s Insurance Coverage’s – Indiana Homeowners Insurance Buyers Guide