Fall Hazards to Watch For: Stay Safe This Season

As the leaves begin to change and the temperatures drop, fall brings its own set of unique risks that every homeowner, driver, and business owner should be aware of. At [Your Agency Name], we’re here to help you stay protected no matter the season. Here are a few common fall hazards to keep on your radar:

1. Wet Leaves & Slippery Surfaces
Fallen leaves may look pretty, but when wet, they become slick and can create slip-and-fall risks on walkways and driveways. Be sure to keep outdoor areas clear to prevent injuries and potential liability claims.

2. Shorter Days = Reduced Visibility
With daylight hours dwindling, it’s important to check that your outdoor lighting is working properly. Whether walking, driving, or biking—reduced visibility can increase the risk of accidents.

3. Chimney & Heating System Dangers
Before firing up the furnace or using a fireplace, have your systems professionally inspected. Creosote buildup and faulty heaters can lead to fires or carbon monoxide leaks—both serious hazards.

4. Deer Season on the Roads
Fall is peak season for deer activity. Collisions are more common this time of year, especially at dawn and dusk. Drive cautiously and consider comprehensive auto coverage if you haven’t already.

5. Gutter & Roof Issues
Clogged gutters can lead to water damage, and unnoticed roof issues may worsen with upcoming snow or rain. A quick inspection now can save you major headaches later.

Stay Covered This Fall
Being proactive can help prevent accidents—and unexpected costs. If you’re unsure whether your current policies fully protect you from seasonal risks, give us a call. We're happy to review your coverage and make sure you're ready for fall and beyond.

Hoosier Insurance Agency – Local. Trusted. Here for You.